Insurance in Queensland, Australia

Insurance providers specialising in asbestos-related coverage.

Insurance for the asbestos industry covers the specific liabilities that come with surveying, removing, transporting and disposing of asbestos. The main covers are public and products liability with asbestos and pollution liability included rather than excluded, professional indemnity for consultants, assessors and occupational hygienists whose advice carries risk, and workers' compensation for on-site crews.

Standard business policies often exclude asbestos and pollution claims, so the detail matters more than the headline cover. Before you rely on a policy, read the asbestos and pollution clauses closely, confirm the sum insured suits the size of jobs you take on, and ask consultants for run-off cover that responds to claims made after a project finishes. Always request a current certificate of currency.

Insurance requirements sit alongside Queensland's asbestos licensing rules. For licensing and current regulatory guidance, see WHSQ - Asbestos.

Frequently Asked Questions

What insurance do asbestos businesses need in Queensland?

Asbestos work in Queensland typically calls for public and products liability cover with asbestos and pollution liability included rather than excluded, professional indemnity for consultants and assessors, and workers' compensation for crews. Standard business policies often exclude asbestos and pollution claims, so read the wording carefully and confirm the sums insured suit the size of jobs you take on. Licensing and compliance in Queensland are overseen by WHSQ.

What insurance do asbestos removal companies need?

At a minimum: public liability, workers compensation (or ACC levies in New Zealand), and professional indemnity if they also do consulting or assessment work. On top of that, many clients and head contractors require pollution liability cover, which is a separate policy that specifically covers claims from the release of hazardous materials like asbestos fibres during removal.

Does standard home insurance cover asbestos removal?

Usually not. Most home and contents policies in Australia and New Zealand exclude asbestos removal or remediation costs. Some will cover damage from an insured event that happens to involve asbestos, like a storm ripping off asbestos roofing, but the actual removal and disposal is treated as a maintenance or compliance cost. If you are buying or renovating an older property, read your policy wording and ask your insurer directly about asbestos exclusions.

What is pollution liability insurance?

It covers claims and cleanup costs from the accidental release of pollutants, including asbestos fibres. Standard public liability policies normally exclude pollution events, so this is a separate or add-on policy. For removal contractors, it covers things like a containment failure where fibres escape the work area, or waste being damaged in transit. It is not compulsory everywhere, but many head contractors and government clients will not engage a removalist without it.

AustraliaQueenslandInsurance

Showing 1–1 of 1 results

TIC Insurance Brokers

Tingalpa, Queensland

InsuranceLocal

Insurance broker specialising in demolition and asbestos industry coverage. DAIA member.

View Details

Can't find what you're looking for?

List your businessor

Related Categories

Asbestos Consultants Asbestos Removal Industry Associations

State Resources

Asbestos in Queensland

Explore More

All Insurance